Income and Expense
Budget Worksheet

The power of using an income and expense budget sheet is clear once you understand what it can show you. You can visualize where your money is going each month. Have you ever said, "Where does all my money go each month?" Most people have some areas that they can cut back on and have some additional spending money at the end of every month. But without seeing where you spend your money you will never be able to get a handle on your budget.

Another useful tool is the Net Worth Worksheet, which will show you a "snapshot" in time of your financial condition.

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